Top Credit Cards With No Annual Fee That Will Save You Hundreds

Paying an annual fee on your credit card is not always desirable. However, depending on the card and it's reward offerings, it can be advantageous. With that being said, not everyone is going to be able to benefit from cards with annual fees and therefore the fee ends up being a huge negative. The good news is, there are plenty of credit cards with no annual fees on the marketplace that are very good starter and/or everyday cards. In this article, we will be going over some of the top credit cards no annual fees.

Top Credit Cards No Annual Fees: Before we get into some of the best credit cards that feature no annual fee, we will be going over some of the benefits of these kinds of credit cards. Benefits Of Credit Cards Without Annual Fees: 1. Credit Building. One of the biggest benefits of these kinds of cards is that they effectively allow you to build and/or restore credit without having to actually spend any money in the process. By simply having these cards in your portfolio, you should be able to actively build credit without having to pay an annual fee to do so. 2. Never Have To Close Them. Because these cards do not come with a fee, you are not going to have to ever close them when you feel as though you are ready to take advantage of cards with annual fees. This again will help with your credit score as it is going to provide you with longstanding accounts that creditors can look at. Now that we have gone over some of the different benefits associated with investing in a non annual fee card, we will be going over some of the key things that you might want to consider when you are trying to find the best one.

Top Things To Consider - Credit Cards For Fair Credit: 1. Rewards. The first thing that you are likely going to want to do is factor in the kind of rewards the card offers. Is it a cash rewards card? Is it a travel rewards card? These are important questions to consider because if you are someone that travels a lot, you might be more interested in the travel rewards card. Whereas, if you are not as interested in saving money on traveling expenses, you will likely get more use out of cash rewards cards. 2. APR. Another factor that you will want to consider when you are investing in a non annual fee card along with an annual fee card is the introductory APR and how long you will get that introductory APR as well. By figuring this out, you might be able to score great rates on your cards. Best Cash Reward Card: If you are looking for the best cash rewards card with no annual fee, you are likely going to want to look at the Chase Freedom card. Not only does it have excellent reward offerings throughout the year, but it also provides you with a great introductory APR offering as well. Best Introductory APR and Cash Back Card: Another great card that is absent the annual fee is the Discover IT card. This card is not only a great card or cash back purposes, but it is also a great card that offers a 0% APR for 6 months.

In the end, the card you choose and the card that is best for you is going to come down to how you plan on using the card and what other cards you might have in your wallet. Both of these are instant approval credit cards that you can sign up for.